Bihar ranks second in RuPay card usage under PMJDY in the country

Amit Bhelari· Jul 25, 2026 · 3:35 AM UTC ·2 min read · 0 reactions · 0 comments · 15 views

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Bihar has ranked second in terms of RuPay card usage among beneficiaries of the Pradhan Mantri Jan Dhan Yojana (PMJDY). The growing use of these cards indicates that people are not only opening bank accounts but are also actively using them for daily transactions, cash withdrawals, and receiving government benefits. It also reflects the rapid growth of digital and formal financial transactions in the State.The figures highlight the wide reach of the PMJDY and show how first-time banking customers are becoming increasingly comfortable with the formal financial system.

Key facts

▪Bihar has ranked second in terms of RuPay card usage among beneficiaries of the Pradhan Mantri Jan Dhan Yojana (PMJDY).
▪The growing use of these cards indicates that people are not only opening bank accounts but are also actively using them for daily transactions, cash withdrawals, and receiving government benefits.
▪It also reflects the rapid growth of digital and formal financial transactions in the State.The figures highlight the wide reach of the PMJDY and show how first-time banking customers are becoming increasingly comfortable with the formal fi

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Original publisher	The Hindu — Top
Canonical URL	https://www.thehindu.com/news/national/bihar/bihar-ranks-second-in-rupay-card-usage-under-pmjdy-in-the-country/article71263100.ece
Publication time	Sat, 25 Jul 2026 09:05:27 +0530
Retrieval time	2026-07-25T03:45:19.548Z
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Opening excerpt (first ~120 words) tap to expand

Bihar has ranked second in terms of RuPay card usage among beneficiaries of the Pradhan Mantri Jan Dhan Yojana (PMJDY). There are more than 4.98 crore RuPay cardholders in the State.However, the total number of PM Jan Dhan account holders in Bihar is 6.87 crore indicating that the number of RuPay cardholders is still lower than the total number of account holders.Bihar has the second-highest number of RuPay cardholders in the country after Uttar Pradesh, which has 7.16 crore cardholders.

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