Education loan can be denied if parent as co-borrower has poor credit score, says Kerala HC
The Kerala High Court has ruled that an education loan can be denied to a student if the parent, as a co-borrower, has a poor credit score. However, the application could be considered if there is an eligible co-borrower with a sufficient credit score.The Single Bench of Justice M.A. Abdul Hakhim was considering a batch of petitions by students challenging the refusal of banks to grant educational loans on the ground that the parent who was the co-borrower in their loan had poor credit scores.
- ▪The Kerala High Court has ruled that an education loan can be denied to a student if the parent, as a co-borrower, has a poor credit score.
- ▪However, the application could be considered if there is an eligible co-borrower with a sufficient credit score.The Single Bench of Justice M.A.
- ▪Abdul Hakhim was considering a batch of petitions by students challenging the refusal of banks to grant educational loans on the ground that the parent who was the co-borrower in their loan had poor credit scores.
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| Original publisher | The Hindu |
| Canonical URL | https://www.thehindu.com/news/national/kerala/education-loan-can-be-denied-if-parent-as-co-borrower-has-poor-credit-score-says-kerala-hc/article71259096.ece |
| Publication time | Fri, 24 Jul 2026 13:52:50 +0530 |
| Retrieval time | 2026-07-24T08:27:16.277Z |
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Opening excerpt (first ~120 words) tap to expand
The Kerala High Court has ruled that an education loan can be denied to a student if the parent, as a co-borrower, has a poor credit score. However, the application could be considered if there is an eligible co-borrower with a sufficient credit score.The Single Bench of Justice M.A. Abdul Hakhim was considering a batch of petitions by students challenging the refusal of banks to grant educational loans on the ground that the parent who was the co-borrower in their loan had poor credit scores. The students sought a direction to the respective banks to grant the loans, ignoring the credit scores of their parents. Will bring out policy to make getting education loans easier, says P.
…
Excerpt limited to ~120 words for fair-use compliance. The full article is at The Hindu.
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