Experts: this is the best cash back card of 2022
The Wells Fargo Active Cash® Card is highlighted as a top cash back card for 2022, offering unlimited 2% cash rewards on all purchases. New cardholders can benefit from a $200 cash rewards welcome offer and a 0% intro APR for the first 12 months. Additionally, the card has no annual fee and includes cell phone protection for eligible users.
- ▪Cardholders earn unlimited 2% cash rewards on purchases with no categories to activate.
- ▪New cardholders can earn a $200 cash rewards welcome offer for spending $500 in the first 3 months.
- ▪The card offers a 0% intro APR on new purchases and qualifying balance transfers for 12 months.
Story provenance
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Story provenance
Attribution is not the same as permission. This drawer separates discovery metadata, excerpts, WeSearch-generated summaries, reuse status, and whether the publisher receives the visit. Nothing here claims a legal grant the publisher has not made.
Record
| Original publisher | The Motley Fool |
| Canonical URL | https://www.fool.com/the-ascent/credit-cards/landing/wells-fargo-active-cash-card-review/?utm_site=theascent&utm_campaign=ta-cc-co-cnn-welac2-ron-5-hp-sfpb&utm_medium=cpc&utm_source=cnn |
| Publication time | 2023-05-11T14:37:53+00:00 |
| Retrieval time | 2026-04-28T00:49:14.991Z |
| Last seen | 2026-04-28T00:49:14.991Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | g8TbPLadwQpB |
| Cluster logic | Grouped by semantic title/content similarity across sources within a rolling window. Same-publisher template collisions are excluded from coverage comparison. |
| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
Rights status (four layers)
WeSearch handling by dimension
| Indexing | May the item be indexed (stored, ranked, made findable)? | Allowed |
| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
Basis: Derived from the published RSS/Atom feed. Contact: [email protected]. Reviewed: 2026-07-24.
Opening excerpt (first ~120 words) tap to expand
Unlimited 2% cash rewards -- Cardholders earn an unlimited 2% cash rewards on purchases, with no categories to activate or earnings limits to track.There are other cards that offer higher cash back rates on certain categories, and while they can be worth it, they do require more effort. And they often are also subject to a cap and limited in what purchases they apply to. The Wells Fargo Active Cash® Card is perfect for someone that wants an easy-to-use card that still offers high rewards: you’ll earn a best-in-class flat rewards right away on your purchases -- with no limits or hoops to jump through.$200 cash rewards welcome offer -- New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome offer for spending just $500 in purchases in the first 3 months.
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Excerpt limited to ~120 words for fair-use compliance. The full article is at The Motley Fool.