I’m separated and want to buy my spouse’s share of our home. How will this affect my retirement?
A recently separated individual in their late 50s is considering buying their spouse's share of the family home, raising concerns about retirement planning. Financial planner Leslie Logan emphasizes the importance of understanding the financial implications of this decision. While keeping the home can provide stability, it may also lead to financial strain and affect long-term retirement goals.
- ▪The trend of 'Grey Divorce' is increasing in Canada, particularly among individuals over 55.
- ▪Buying out a spouse's share of the home can impact long-term financial stability and retirement plans.
- ▪Individuals may need to divert savings or take on debt to afford the home, affecting their overall financial situation.
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| Original publisher | The Globe and Mail |
| Canonical URL | https://www.theglobeandmail.com/investing/personal-finance/retirement/article-separated-spouse-share-family-home-retirement/ |
| Publication time | Thu, 21 May 2026 10:00:00 +0000 |
| Retrieval time | 2026-05-21T10:06:10.479Z |
| Last seen | 2026-05-21T10:06:10.479Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | e4GB5G7pgRlp |
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| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
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| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
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Opening excerpt (first ~120 words) tap to expand
Open this photo in gallery:Illustration by The Globe and MailShareSave for laterPlease log in to bookmark this story.Log InCreate Free AccountQ: I’m recently separated, in my late 50s and worried about my retirement plan as I’m now just preparing for myself. I’d like to buy my spouse’s share of the house to keep the family home. How might this affect my retirement?We asked Leslie Logan, senior financial planner at TD Wealth, to answer this one. Although divorce rates have been steadily decreasing in general, the number of people who are either separated or divorced later in life is rising in Canada, according to Statistics Canada.
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Excerpt limited to ~120 words for fair-use compliance. The full article is at The Globe and Mail.
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