Should we set up super accounts for our pre-teen kids?
The article discusses the idea of setting up super accounts for pre-teen children as a means of investment. It highlights potential benefits, such as tax advantages, but also points out significant limitations. Ultimately, the author questions whether this approach is practical given the restrictions on accessing funds until retirement age.
- ▪Establishing super accounts for children is rarely discussed in the context of financial planning.
- ▪Children cannot make concessional contributions to super without earned income, which limits the strategy's effectiveness.
- ▪Funds in super are locked until at least age 60, posing challenges if children need access to the money for other purposes.
Sydney Morning Herald publishes from Australia and files mainly under world. We currently carry 3,705 of its stories.
Story provenance
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Story provenance
Attribution is not the same as permission. This drawer separates discovery metadata, excerpts, WeSearch-generated summaries, reuse status, and whether the publisher receives the visit. Nothing here claims a legal grant the publisher has not made.
Record
| Original publisher | The Sydney Morning Herald |
| Canonical URL | https://www.smh.com.au/money/planning-and-budgeting/should-we-set-up-super-accounts-for-our-pre-teen-kids-20260522-p5zzqv.html?ref=rss&utm_medium=rss&utm_source=rss_feed |
| Publication time | Sun, 24 May 2026 05:16:00 +1000 |
| Retrieval time | 2026-05-23T19:27:27.587Z |
| Last seen | 2026-05-23T19:27:27.587Z |
| Headline source | Publisher (no WeSearch rewrite) |
| Excerpt source | publisher body |
| Excerpt method | First ~120 words (~800 chars) of extracted publisher body, fair-use limited. |
| Summary | WeSearch · cerebras-chat (WeSearch summarizer) |
| Summary source text | contentText |
| Citation coverage | Summary is a WeSearch-generated derivative; primary citation is the original publisher URL. |
| Cluster | JIC83ia1IjLB |
| Cluster logic | Grouped by semantic title/content similarity across sources within a rolling window. Same-publisher template collisions are excluded from coverage comparison. |
| Ranking reason | Story pages are not engagement-ranked. Hub feeds use recency, with optional source-diversified chronological ordering (cap consecutive stories per source). No personalized ranking. |
| Publisher visit | Yes — open original |
| Substitutes article? | No — link-out required for full text |
Rights status (four layers)
WeSearch handling by dimension
| Indexing | May the item be indexed (stored, ranked, made findable)? | Allowed |
| Snippet | May a short excerpt of the publisher's text be shown? | Allowed |
| AI summary | May WeSearch generate its own short summary of the article? | Limited |
| Retrieval / RAG | May the content be exposed for third-party retrieval-augmented generation? | Not asserted |
| Model training | May the content be used to train AI models? | Not asserted |
| Commercial reuse | May the content be reused commercially? | Not permitted |
Basis: Derived from the published RSS/Atom feed. Contact: [email protected]. Reviewed: 2026-07-24.
Opening excerpt (first ~120 words) tap to expand
{"@context":"https://schema.org","@type":"NewsArticle","dateModified":"2026-05-23T19:16:00Z","datePublished":"2026-05-23T19:16:00Z","description":"Rarely when talking about children and finances does the topic of super come up. And that’s usually for a good reason.","headline":"Should we set up super accounts for our pre-teen kids?","keywords":"Ask an expert, Just in, Opinion, For subscribers","author":[{"@type":"Person","name":"Paul Benson","jobTitle":"Money…
Excerpt limited to ~120 words for fair-use compliance. The full article is at The Sydney Morning Herald.