UK savings deals: the heat is on as banks offer up to 8%
You can currently get easy-access accounts that pay up to 5% interest, while the average one-year fixed-rate bond pays 4.22% – the highest since November 2024. Photograph: Viktoria Rodriguez/Getty ImagesView image in fullscreenYou can currently get easy-access accounts that pay up to 5% interest, while the average one-year fixed-rate bond pays 4.22% – the highest since November 2024. That figure represents more than half of the total number. (Though it is based on the interest rate paid on a balance of £5,000.)With the cost of living still a big issue, many savers will be keen to keep their cash close at hand where they can get at it if needed.
- ▪You can currently get easy-access accounts that pay up to 5% interest, while the average one-year fixed-rate bond pays 4.22% – the highest since November 2024.
- ▪Photograph: Viktoria Rodriguez/Getty ImagesView image in fullscreenYou can currently get easy-access accounts that pay up to 5% interest, while the average one-year fixed-rate bond pays 4.22% – the highest since November 2024.
- ▪That figure represents more than half of the total number. (Though it is based on the interest rate paid on a balance of £5,000.)With the cost of living still a big issue, many savers will be keen to keep their cash close at hand where they
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| Original publisher | World news | The Guardian |
| Canonical URL | https://www.theguardian.com/money/2026/jul/25/uk-savings-deals-banks-interest-rates |
| Publication time | Sat, 25 Jul 2026 05:00:35 GMT |
| Retrieval time | 2026-07-25T05:05:24.288Z |
| Last seen | 2026-07-25T05:05:24.288Z |
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You can currently get easy-access accounts that pay up to 5% interest, while the average one-year fixed-rate bond pays 4.22% – the highest since November 2024. Photograph: Viktoria Rodriguez/Getty ImagesView image in fullscreenYou can currently get easy-access accounts that pay up to 5% interest, while the average one-year fixed-rate bond pays 4.22% – the highest since November 2024. Photograph: Viktoria Rodriguez/Getty ImagesSavingsUK savings deals: the heat is on as banks offer up to 8%Don’t delay in taking advantage of the competition that is pushing up interest rates and increasing choice, experts sayRupert JonesSat 25 Jul 2026 01.00 EDTSharePrefer the Guardian on GoogleIt is shaping up to be a decent summer for savers as fierce competition among providers pushes up interest rates and…
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